Cathay General Bancorp (CATY)vsItau Unibanco Banco Holding SA (ITUB)
CATY
Cathay General Bancorp
$58.22
+0.07%
FINANCIAL SERVICES · Cap: $4.09B
ITUB
Itau Unibanco Banco Holding SA
$7.54
-0.50%
FINANCIAL SERVICES · Cap: $86.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 17857% more annual revenue ($138.19B vs $769.55M). CATY leads profitability with a 43.2% profit margin vs 33.3%. ITUB appears more attractively valued with a PEG of 1.32. CATY earns a higher WallStSmart Score of 77/100 (B+).
CATY
Strong Buy77
out of 100
Grade: B+
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 43 of every $100 in revenue as profit
Strong operational efficiency at 61.5%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 31.6% YoY
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CATY
The strongest argument for CATY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 43.2% and operating margin at 61.5%. Revenue growth of 14.1% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : CATY
The primary concerns for CATY are Altman Z-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
CATY profiles as a mature stock while ITUB is a declining play — different risk/reward profiles.
CATY carries more volatility with a beta of 0.86 — expect wider price swings.
CATY is growing revenue faster at 14.1% — sustainability is the question.
CATY generates stronger free cash flow (96M), providing more financial flexibility.
Bottom Line
CATY scores higher overall (77/100 vs 74/100), backed by strong 43.2% margins and 14.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cathay General Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Cathay General Bancorp is the holding company of Cathay Bank offering various commercial banking products and services to individuals, professionals, and small and medium-sized businesses in the United States. The company is headquartered in Los Angeles, California.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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