WallStSmart

Chubb Ltd (CB)vsSkyward Specialty Insurance Group, Inc. Common Stock (SKWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Chubb Ltd generates 3800% more annual revenue ($60.99B vs $1.56B). CB leads profitability with a 18.5% profit margin vs 11.4%. SKWD appears more attractively valued with a PEG of 0.73. CB earns a higher WallStSmart Score of 75/100 (B).

CB

Strong Buy

75

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 5.7Quality: 5.0
Piotroski: 5/9Altman Z: 0.76

SKWD

Strong Buy

74

out of 100

Grade: B

Growth: 8.7Profit: 6.0Value: 7.0Quality: 4.8
Piotroski: 3/9Altman Z: 0.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CB6 strengths · Avg: 9.0/10
P/E RatioValuation
11.6x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
78.7%10/10

Earnings expanding 78.7% YoY

Market CapQuality
$126.81B9/10

Large-cap with strong market position

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
20.6%8/10

Strong operational efficiency at 20.6%

SKWD4 strengths · Avg: 8.5/10
Revenue GrowthGrowth
44.8%10/10

Revenue surging 44.8% year-over-year

PEG RatioValuation
0.738/10

Growing faster than its price suggests

P/E RatioValuation
12.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

CB2 concerns · Avg: 2.0/10
PEG RatioValuation
2.892/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.762/10

Distress zone — elevated risk

SKWD2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.642/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CB

The strongest argument for CB centers on P/E Ratio, EPS Growth, Market Cap. Profitability is solid with margins at 18.5% and operating margin at 20.6%. Revenue growth of 10.2% demonstrates continued momentum.

Bull Case : SKWD

The strongest argument for SKWD centers on Revenue Growth, PEG Ratio, P/E Ratio. Revenue growth of 44.8% demonstrates continued momentum. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : CB

The primary concerns for CB are PEG Ratio, Altman Z-Score.

Bear Case : SKWD

The primary concerns for SKWD are Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

CB profiles as a mature stock while SKWD is a growth play — different risk/reward profiles.

SKWD carries more volatility with a beta of 0.48 — expect wider price swings.

SKWD is growing revenue faster at 44.8% — sustainability is the question.

CB generates stronger free cash flow (3.9B), providing more financial flexibility.

Bottom Line

CB scores higher overall (75/100 vs 74/100), backed by strong 18.5% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Chubb Ltd

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.

Skyward Specialty Insurance Group, Inc. Common Stock

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Skyward Specialty Insurance Group, Inc., an insurance holding company, engages in underwriting commercial property and casualty insurance coverages in the United States. The company is headquartered in Houston, Texas.

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