Colony Bankcorp Inc. (CBAN)vsItau Unibanco Banco Holding SA (ITUB)
CBAN
Colony Bankcorp Inc.
$19.66
+1.03%
FINANCIAL SERVICES · Cap: $404.85M
ITUB
Itau Unibanco Banco Holding SA
$8.21
+1.99%
FINANCIAL SERVICES · Cap: $86.41B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 108724% more annual revenue ($138.95B vs $127.68M). ITUB leads profitability with a 32.3% profit margin vs 22.1%. ITUB appears more attractively valued with a PEG of 1.30. ITUB earns a higher WallStSmart Score of 76/100 (B+).
CBAN
Buy60
out of 100
Grade: C+
ITUB
Strong Buy76
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-90.2%
Fair Value
$10.81
Current Price
$19.66
$8.85 premium
Margin of Safety
-10.1%
Fair Value
$8.69
Current Price
$8.21
$0.48 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 30.9%
Keeps 22 of every $100 in revenue as profit
17.0% revenue growth
Attractively priced relative to earnings
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Generating 45.0B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
Earnings declined 0.3%
2.8% earnings growth
Comparative Analysis Report
WallStSmart ResearchBull Case : CBAN
The strongest argument for CBAN centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 22.1% and operating margin at 30.9%. Revenue growth of 17.0% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.3% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.
Bear Case : CBAN
The primary concerns for CBAN are PEG Ratio, Market Cap, Piotroski F-Score.
Bear Case : ITUB
The primary concerns for ITUB are EPS Growth.
Key Dynamics to Monitor
CBAN profiles as a growth stock while ITUB is a mature play — different risk/reward profiles.
CBAN carries more volatility with a beta of 0.62 — expect wider price swings.
CBAN is growing revenue faster at 17.0% — sustainability is the question.
ITUB generates stronger free cash flow (45.0B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (76/100 vs 60/100), backed by strong 32.3% margins and 11.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Colony Bankcorp Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Colony Bankcorp, Inc. is the banking holding company for Colony Bank offering various banking products and services to business clients and consumers. The company is headquartered in Fitzgerald, Georgia.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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