WallStSmart

Coca-Cola European Partners PLC (CCEP)vsUnited-Guardian Inc (UG)

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Smart Verdict

WallStSmart Research — data-driven comparison

Coca-Cola European Partners PLC generates 190422% more annual revenue ($21.35B vs $11.21M). UG leads profitability with a 22.0% profit margin vs 9.3%. UG appears more attractively valued with a PEG of 1.13. UG earns a higher WallStSmart Score of 65/100 (B-).

CCEP

Hold

48

out of 100

Grade: D+

Growth: 5.3Profit: 7.0Value: 4.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.59

UG

Strong Buy

65

out of 100

Grade: B-

Growth: 5.3Profit: 8.0Value: 8.0Quality: 7.3
Piotroski: 3/9Altman Z: 7.18
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CCEP.

UGUndervalued (+36.8%)

Margin of Safety

+36.8%

Fair Value

$10.43

Current Price

$7.17

$3.26 discount

UndervaluedFair: $10.43Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCEP1 strengths · Avg: 10.0/10
Return on EquityProfitability
42.7%10/10

Every $100 of equity generates 43 in profit

UG5 strengths · Avg: 8.6/10
Altman Z-ScoreHealth
7.1810/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
22.0%9/10

Keeps 22 of every $100 in revenue as profit

P/E RatioValuation
13.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.3%8/10

Strong operational efficiency at 24.3%

Areas to Watch

CCEP4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Debt/EquityHealth
1.473/10

Elevated debt levels

PEG RatioValuation
2.892/10

Expensive relative to growth rate

UG2 concerns · Avg: 3.0/10
Market CapQuality
$32.78M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CCEP

The strongest argument for CCEP centers on Return on Equity.

Bull Case : UG

The strongest argument for UG centers on Altman Z-Score, Profit Margin, P/E Ratio. Profitability is solid with margins at 22.0% and operating margin at 24.3%. PEG of 1.13 suggests the stock is reasonably priced for its growth.

Bear Case : CCEP

The primary concerns for CCEP are Revenue Growth, Altman Z-Score, Debt/Equity.

Bear Case : UG

The primary concerns for UG are Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

CCEP profiles as a value stock while UG is a mature play — different risk/reward profiles.

UG carries more volatility with a beta of 0.96 — expect wider price swings.

UG is growing revenue faster at 9.5% — sustainability is the question.

CCEP generates stronger free cash flow (604M), providing more financial flexibility.

Bottom Line

UG scores higher overall (65/100 vs 48/100), backed by strong 22.0% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Coca-Cola European Partners PLC

CONSUMER DEFENSIVE · BEVERAGES - NON-ALCOHOLIC · USA

Coca-Cola Europacific Partners PLC produces, distributes and sells a variety of ready-to-drink non-alcoholic beverages. The company is headquartered in Uxbridge, the United Kingdom.

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United-Guardian Inc

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

United-Guardian, Inc. manufactures and markets cosmetic ingredients, pharmaceuticals, medical lubricants, and specialty industrial products in the United States and internationally. The company is headquartered in Hauppauge, New York.

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