WallStSmart

Charter Communications Inc (CHTR)vsAT&T Inc. (T)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc. generates 134% more annual revenue ($127.24B vs $54.40B). T leads profitability with a 16.9% profit margin vs 9.1%. CHTR appears more attractively valued with a PEG of 0.86. CHTR earns a higher WallStSmart Score of 75/100 (B).

CHTR

Strong Buy

75

out of 100

Grade: B

Growth: 4.7Profit: 7.5Value: 9.3Quality: 3.0
Piotroski: 4/9Altman Z: 0.60

T

Strong Buy

68

out of 100

Grade: B-

Growth: 4.7Profit: 7.5Value: 6.7Quality: 3.5
Piotroski: 5/9Altman Z: 0.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CHTRUndervalued (+56.9%)

Margin of Safety

+56.9%

Fair Value

$559.47

Current Price

$145.77

$413.70 discount

UndervaluedFair: $559.47Overvalued
TUndervalued (+6.1%)

Margin of Safety

+6.1%

Fair Value

$27.74

Current Price

$26.52

$1.21 discount

UndervaluedFair: $27.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CHTR6 strengths · Avg: 8.8/10
P/E RatioValuation
3.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Return on EquityProfitability
29.1%9/10

Every $100 of equity generates 29 in profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

Operating MarginProfitability
23.5%8/10

Strong operational efficiency at 23.5%

Free Cash FlowQuality
$1.05B8/10

Generating 1.1B in free cash flow

T5 strengths · Avg: 8.6/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Market CapQuality
$178.57B9/10

Large-cap with strong market position

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.8%8/10

Strong operational efficiency at 24.8%

Free Cash FlowQuality
$5.17B8/10

Generating 5.2B in free cash flow

Areas to Watch

CHTR3 concerns · Avg: 1.7/10
Revenue GrowthGrowth
-1.7%2/10

Revenue declined 1.7%

Altman Z-ScoreHealth
0.602/10

Distress zone — elevated risk

Debt/EquityHealth
5.641/10

Elevated debt levels

T4 concerns · Avg: 3.3/10
PEG RatioValuation
1.554/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.3%4/10

2.3% revenue growth

Debt/EquityHealth
1.473/10

Elevated debt levels

Altman Z-ScoreHealth
0.872/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CHTR

The strongest argument for CHTR centers on P/E Ratio, Price/Book, Return on Equity. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : T

The strongest argument for T centers on P/E Ratio, Market Cap, Price/Book. Profitability is solid with margins at 16.9% and operating margin at 24.8%.

Bear Case : CHTR

The primary concerns for CHTR are Revenue Growth, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.64 is elevated, increasing financial risk.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, Debt/Equity.

Key Dynamics to Monitor

CHTR carries more volatility with a beta of 0.69 — expect wider price swings.

T is growing revenue faster at 2.3% — sustainability is the question.

T generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CHTR scores higher overall (75/100 vs 68/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Charter Communications Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

Charter Communications, Inc., is an American telecommunications and mass media company with services branded as Charter Spectrum.

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AT&T Inc.

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

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