Clover Health Investments Corp (CLOV)vsElevance Health Inc (ELV)
CLOV
Clover Health Investments Corp
$1.82
0.00%
HEALTHCARE · Cap: $954.89M
ELV
Elevance Health Inc
$296.09
+1.98%
HEALTHCARE · Cap: $64.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Elevance Health Inc generates 10252% more annual revenue ($199.13B vs $1.92B). ELV leads profitability with a 2.8% profit margin vs -4.5%. ELV earns a higher WallStSmart Score of 67/100 (B-).
CLOV
Hold36
out of 100
Grade: F
ELV
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for CLOV.
Margin of Safety
+74.9%
Fair Value
$1179.36
Current Price
$296.09
$883.27 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 44.7% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Large-cap with strong market position
Earnings expanding 36.3% YoY
Areas to Watch
0.0% earnings growth
Smaller company, higher risk/reward
Weak financial health signals
ROE of -26.3% — below average capital efficiency
2.8% margin — thin
Operating margin of 1.5%
Weak financial health signals
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : CLOV
The strongest argument for CLOV centers on Revenue Growth. Revenue growth of 44.7% demonstrates continued momentum.
Bull Case : ELV
The strongest argument for ELV centers on P/E Ratio, Price/Book, Market Cap. PEG of 1.17 suggests the stock is reasonably priced for its growth.
Bear Case : CLOV
The primary concerns for CLOV are EPS Growth, Market Cap, Piotroski F-Score.
Bear Case : ELV
The primary concerns for ELV are Profit Margin, Operating Margin, Piotroski F-Score. Thin 2.8% margins leave little buffer for downturns.
Key Dynamics to Monitor
CLOV profiles as a hypergrowth stock while ELV is a value play — different risk/reward profiles.
CLOV carries more volatility with a beta of 2.24 — expect wider price swings.
CLOV is growing revenue faster at 44.7% — sustainability is the question.
CLOV generates stronger free cash flow (-69M), providing more financial flexibility.
Bottom Line
ELV scores higher overall (67/100 vs 36/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Clover Health Investments Corp
HEALTHCARE · HEALTHCARE PLANS · USA
Clover Health Investments, Corp. The company is headquartered in Franklin, Tennessee.
Visit Website →Elevance Health Inc
HEALTHCARE · HEALTHCARE PLANS · USA
Elevance Health Inc. is a health benefits company. The company is headquartered in Indianapolis, Indiana.
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