Cummins Inc (CMI)vsHeartland Express Inc (HTLD)
CMI
Cummins Inc
$671.01
+5.02%
INDUSTRIALS · Cap: $88.34B
HTLD
Heartland Express Inc
$13.38
+0.98%
INDUSTRIALS · Cap: $1.03B
Smart Verdict
WallStSmart Research — data-driven comparison
Cummins Inc generates 4315% more annual revenue ($33.67B vs $762.54M). CMI leads profitability with a 8.4% profit margin vs -5.7%. HTLD appears more attractively valued with a PEG of 1.68. CMI earns a higher WallStSmart Score of 59/100 (C).
CMI
Buy59
out of 100
Grade: C
HTLD
Hold36
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-61.7%
Fair Value
$370.38
Current Price
$671.01
$300.63 premium
Margin of Safety
+43.0%
Fair Value
$20.74
Current Price
$13.38
$7.36 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Every $100 of equity generates 24 in profit
Earnings expanding 41.4% YoY
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
1.1% revenue growth
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of -5.6% — below average capital efficiency
Revenue declined 19.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : CMI
The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.
Bull Case : HTLD
The strongest argument for HTLD centers on Price/Book.
Bear Case : CMI
The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.
Bear Case : HTLD
The primary concerns for HTLD are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
CMI profiles as a value stock while HTLD is a turnaround play — different risk/reward profiles.
CMI carries more volatility with a beta of 1.14 — expect wider price swings.
CMI is growing revenue faster at 1.1% — sustainability is the question.
CMI generates stronger free cash flow (990M), providing more financial flexibility.
Bottom Line
CMI scores higher overall (59/100 vs 36/100). HTLD offers better value entry with a 43.0% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cummins Inc
INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA
Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.
Heartland Express Inc
INDUSTRIALS · TRUCKING · USA
Heartland Express, Inc., is a short- to medium-haul truck freight carrier in the United States and Canada. The company is headquartered in North Liberty, Iowa.
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