WallStSmart

Cummins Inc (CMI)vsMatrix Service Co (MTRX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 3913% more annual revenue ($33.67B vs $838.93M). CMI leads profitability with a 8.4% profit margin vs -2.3%. MTRX appears more attractively valued with a PEG of 0.78. CMI earns a higher WallStSmart Score of 59/100 (C).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

MTRX

Buy

57

out of 100

Grade: C

Growth: 6.7Profit: 2.0Value: 7.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.7%)

Margin of Safety

-61.7%

Fair Value

$370.38

Current Price

$671.01

$300.63 premium

UndervaluedFair: $370.38Overvalued
MTRXUndervalued (+51.6%)

Margin of Safety

+51.6%

Fair Value

$24.03

Current Price

$13.52

$10.51 discount

UndervaluedFair: $24.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

MTRX3 strengths · Avg: 8.7/10
EPS GrowthGrowth
175.0%10/10

Earnings expanding 175.0% YoY

PEG RatioValuation
0.788/10

Growing faster than its price suggests

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

MTRX4 concerns · Avg: 1.8/10
Market CapQuality
$360.04M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-13.3%2/10

ROE of -13.3% — below average capital efficiency

Profit MarginProfitability
-2.3%1/10

Currently unprofitable

Operating MarginProfitability
-0.9%1/10

Operating margin of -0.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : MTRX

The strongest argument for MTRX centers on EPS Growth, PEG Ratio, Price/Book. Revenue growth of 12.5% demonstrates continued momentum. PEG of 0.78 suggests the stock is reasonably priced for its growth.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : MTRX

The primary concerns for MTRX are Market Cap, Return on Equity, Profit Margin.

Key Dynamics to Monitor

CMI profiles as a value stock while MTRX is a turnaround play — different risk/reward profiles.

CMI carries more volatility with a beta of 1.14 — expect wider price swings.

MTRX is growing revenue faster at 12.5% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Bottom Line

CMI scores higher overall (59/100 vs 57/100). MTRX offers better value entry with a 51.6% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Matrix Service Co

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Matrix Service Company provides engineering, manufacturing, infrastructure, construction, and maintenance services primarily to the oil, gas, energy, petrochemical, industrial, agricultural, mining, and mineral markets in the United States, Canada, South Korea, Australia, and internationally. . The company is headquartered in Tulsa, Oklahoma.

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