WallStSmart

Cummins Inc (CMI)vsOptex Systems Holdings, Inc. Common Stock (OPXS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 79528% more annual revenue ($33.67B vs $42.28M). OPXS leads profitability with a 10.7% profit margin vs 8.4%. OPXS trades at a lower P/E of 16.6x. CMI earns a higher WallStSmart Score of 59/100 (C).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

OPXS

Hold

46

out of 100

Grade: D+

Growth: 6.0Profit: 6.5Value: 6.3Quality: 9.0
Piotroski: 5/9Altman Z: 5.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.7%)

Margin of Safety

-61.7%

Fair Value

$370.38

Current Price

$671.01

$300.63 premium

UndervaluedFair: $370.38Overvalued
OPXSUndervalued (+3.5%)

Margin of Safety

+3.5%

Fair Value

$14.93

Current Price

$10.74

$4.19 discount

UndervaluedFair: $14.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

OPXS5 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
5.6510/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
20.4%9/10

Every $100 of equity generates 20 in profit

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

OPXS4 concerns · Avg: 2.5/10
Market CapQuality
$74.65M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.6%3/10

Operating margin of 1.6%

EPS GrowthGrowth
-75.0%2/10

Earnings declined 75.0%

Free Cash FlowQuality
$-548.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : OPXS

The strongest argument for OPXS centers on Debt/Equity, Altman Z-Score, Return on Equity. Revenue growth of 11.6% demonstrates continued momentum.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : OPXS

The primary concerns for OPXS are Market Cap, Operating Margin, EPS Growth.

Key Dynamics to Monitor

CMI carries more volatility with a beta of 1.14 — expect wider price swings.

OPXS is growing revenue faster at 11.6% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Monitor SPECIALTY INDUSTRIAL MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CMI scores higher overall (59/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Optex Systems Holdings, Inc. Common Stock

INDUSTRIALS · AEROSPACE & DEFENSE · USA

Optex Systems Holdings, Inc. manufactures and sells optical sighting systems and assemblies primarily for the U.S. department of defense, foreign military applications, and commercial markets in the United States.

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