WallStSmart

Cummins Inc (CMI)vsGrupo Aeroportuario del Pacifico SAB De CV ADR (PAC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 2% more annual revenue ($33.67B vs $32.91B). PAC leads profitability with a 30.4% profit margin vs 8.4%. PAC appears more attractively valued with a PEG of 1.07. PAC earns a higher WallStSmart Score of 71/100 (B).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

PAC

Strong Buy

71

out of 100

Grade: B

Growth: 5.3Profit: 9.5Value: 7.3Quality: 4.8
Piotroski: 3/9Altman Z: 1.63
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.7%)

Margin of Safety

-61.7%

Fair Value

$370.38

Current Price

$671.01

$300.63 premium

UndervaluedFair: $370.38Overvalued
PACUndervalued (+62.2%)

Margin of Safety

+62.2%

Fair Value

$777.50

Current Price

$246.57

$530.93 discount

UndervaluedFair: $777.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

PAC5 strengths · Avg: 9.2/10
Return on EquityProfitability
37.6%10/10

Every $100 of equity generates 38 in profit

Profit MarginProfitability
30.4%10/10

Keeps 30 of every $100 in revenue as profit

Operating MarginProfitability
57.6%10/10

Strong operational efficiency at 57.6%

EPS GrowthGrowth
20.5%8/10

Earnings expanding 20.5% YoY

Free Cash FlowQuality
$5.81B8/10

Generating 5.8B in free cash flow

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

PAC4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Price/BookValuation
1232.8x2/10

Trading at 1232.8x book value

Revenue GrowthGrowth
-20.6%2/10

Revenue declined 20.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : PAC

The strongest argument for PAC centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 30.4% and operating margin at 57.6%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : PAC

The primary concerns for PAC are Altman Z-Score, Piotroski F-Score, Price/Book.

Key Dynamics to Monitor

CMI profiles as a value stock while PAC is a declining play — different risk/reward profiles.

CMI carries more volatility with a beta of 1.14 — expect wider price swings.

CMI is growing revenue faster at 1.1% — sustainability is the question.

PAC generates stronger free cash flow (5.8B), providing more financial flexibility.

Bottom Line

PAC scores higher overall (71/100 vs 59/100), backed by strong 30.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Grupo Aeroportuario del Pacifico SAB De CV ADR

INDUSTRIALS · AIRPORTS & AIR SERVICES · USA

Grupo Aeroportuario del Pacfico, SAB de CV, develops, manages and operates airports mainly in the Pacific region of Mexico. The company is headquartered in Guadalajara, Mexico.

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