WallStSmart

Cummins Inc (CMI)vsSeanergy Maritime Holdings Corp (SHIP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 21197% more annual revenue ($33.67B vs $158.10M). SHIP leads profitability with a 13.4% profit margin vs 8.4%. SHIP trades at a lower P/E of 13.8x. SHIP earns a higher WallStSmart Score of 62/100 (C+).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

SHIP

Buy

62

out of 100

Grade: C+

Growth: 8.0Profit: 6.5Value: 5.7Quality: 4.0
Piotroski: 1/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.1%)

Margin of Safety

-61.1%

Fair Value

$371.78

Current Price

$671.01

$299.23 premium

UndervaluedFair: $371.78Overvalued
SHIPFair Value (-2.3%)

Margin of Safety

-2.3%

Fair Value

$11.36

Current Price

$15.47

$4.11 premium

UndervaluedFair: $11.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

SHIP5 strengths · Avg: 9.2/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
37.5%10/10

Strong operational efficiency at 37.5%

EPS GrowthGrowth
131.3%10/10

Earnings expanding 131.3% YoY

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
18.6%8/10

18.6% revenue growth

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

SHIP4 concerns · Avg: 3.0/10
Market CapQuality
$303.14M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Debt/EquityHealth
1.033/10

Elevated debt levels

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : SHIP

The strongest argument for SHIP centers on Price/Book, Operating Margin, EPS Growth. Revenue growth of 18.6% demonstrates continued momentum.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : SHIP

The primary concerns for SHIP are Market Cap, Return on Equity, Debt/Equity.

Key Dynamics to Monitor

CMI profiles as a value stock while SHIP is a growth play — different risk/reward profiles.

CMI carries more volatility with a beta of 1.14 — expect wider price swings.

SHIP is growing revenue faster at 18.6% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Bottom Line

SHIP scores higher overall (62/100 vs 59/100) and 18.6% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Seanergy Maritime Holdings Corp

INDUSTRIALS · MARINE SHIPPING · USA

Seanergy Maritime Holdings Corp. The company is headquartered in Athens, Greece.

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