Cummins Inc (CMI)vsUniversal Security Instruments Inc (UUU)
CMI
Cummins Inc
$671.01
+5.02%
INDUSTRIALS · Cap: $88.34B
UUU
Universal Security Instruments Inc
$5.95
-0.34%
INDUSTRIALS · Cap: $16.58M
Smart Verdict
WallStSmart Research — data-driven comparison
Cummins Inc generates 310698% more annual revenue ($33.67B vs $10.83M). CMI leads profitability with a 8.4% profit margin vs -1.6%. CMI earns a higher WallStSmart Score of 59/100 (C).
CMI
Buy59
out of 100
Grade: C
UUU
Avoid16
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-61.7%
Fair Value
$370.38
Current Price
$671.01
$300.63 premium
Margin of Safety
-3.5%
Fair Value
$4.26
Current Price
$5.95
$1.69 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Every $100 of equity generates 24 in profit
Earnings expanding 41.4% YoY
No standout strengths identified
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
1.1% revenue growth
Smaller company, higher risk/reward
ROE of -5.4% — below average capital efficiency
Revenue declined 99.6%
Earnings declined 72.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : CMI
The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.
Bull Case : UUU
UUU has a balanced fundamental profile.
Bear Case : CMI
The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.
Bear Case : UUU
The primary concerns for UUU are Market Cap, Return on Equity, Revenue Growth.
Key Dynamics to Monitor
CMI profiles as a value stock while UUU is a turnaround play — different risk/reward profiles.
CMI carries more volatility with a beta of 1.14 — expect wider price swings.
CMI is growing revenue faster at 1.1% — sustainability is the question.
CMI generates stronger free cash flow (990M), providing more financial flexibility.
Bottom Line
CMI scores higher overall (59/100 vs 16/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cummins Inc
INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA
Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.
Universal Security Instruments Inc
INDUSTRIALS · BUILDING PRODUCTS & EQUIPMENT · USA
Universal Security Instruments, Inc., together with its subsidiary, designs, markets and distributes security and protection products for use in homes and businesses in the United States and internationally. The company is headquartered in Owings Mills, Maryland.
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