Cummins Inc (CMI)vsVerisk Analytics Inc (VRSK)
CMI
Cummins Inc
$671.01
+5.02%
INDUSTRIALS · Cap: $88.34B
VRSK
Verisk Analytics Inc
$184.49
-1.97%
INDUSTRIALS · Cap: $23.14B
Smart Verdict
WallStSmart Research — data-driven comparison
Cummins Inc generates 996% more annual revenue ($33.67B vs $3.07B). VRSK leads profitability with a 29.6% profit margin vs 8.4%. VRSK appears more attractively valued with a PEG of 1.71. VRSK earns a higher WallStSmart Score of 64/100 (C+).
CMI
Buy59
out of 100
Grade: C
VRSK
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-61.7%
Fair Value
$370.38
Current Price
$671.01
$300.63 premium
Margin of Safety
-3.3%
Fair Value
$168.15
Current Price
$184.49
$16.34 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Every $100 of equity generates 24 in profit
Earnings expanding 41.4% YoY
Every $100 of equity generates 44 in profit
Strong operational efficiency at 44.0%
Keeps 30 of every $100 in revenue as profit
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
1.1% revenue growth
Expensive relative to growth rate
Moderate valuation
4.5% earnings growth
Trading at 82.7x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : CMI
The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.
Bull Case : VRSK
The strongest argument for VRSK centers on Return on Equity, Operating Margin, Profit Margin. Profitability is solid with margins at 29.6% and operating margin at 44.0%.
Bear Case : CMI
The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.
Bear Case : VRSK
The primary concerns for VRSK are PEG Ratio, P/E Ratio, EPS Growth.
Key Dynamics to Monitor
CMI profiles as a value stock while VRSK is a mature play — different risk/reward profiles.
CMI carries more volatility with a beta of 1.14 — expect wider price swings.
VRSK is growing revenue faster at 5.9% — sustainability is the question.
CMI generates stronger free cash flow (990M), providing more financial flexibility.
Bottom Line
VRSK scores higher overall (64/100 vs 59/100), backed by strong 29.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cummins Inc
INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA
Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.
Verisk Analytics Inc
INDUSTRIALS · CONSULTING SERVICES · USA
Verisk Analytics, Inc. is an American data analytics and risk assessment firm based in Jersey City, New Jersey, with customers in insurance, natural resources, financial services, government, and risk management sectors. The company uses proprietary data sets and industry expertise to provide predictive analytics and decision support consultations in areas including fraud prevention, actuarial science, insurance coverage, fire protection, catastrophe and weather risk, and data management.
Compare with Other SPECIALTY INDUSTRIAL MACHINERY Stocks
Want to dig deeper into these stocks?