WallStSmart

Costamare Inc (CMRE)vsPACCAR Inc (PCAR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 3107% more annual revenue ($27.78B vs $866.09M). CMRE leads profitability with a 39.8% profit margin vs 8.9%. PCAR appears more attractively valued with a PEG of 1.18. CMRE earns a higher WallStSmart Score of 61/100 (C+).

CMRE

Buy

61

out of 100

Grade: C+

Growth: 2.0Profit: 8.5Value: 6.7Quality: 5.3
Piotroski: 5/9Altman Z: 1.48

PCAR

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMREUndervalued (+10.5%)

Margin of Safety

+10.5%

Fair Value

$18.69

Current Price

$16.62

$2.07 discount

UndervaluedFair: $18.69Overvalued
PCARSignificantly Overvalued (-24.7%)

Margin of Safety

-24.7%

Fair Value

$103.83

Current Price

$118.80

$14.97 premium

UndervaluedFair: $103.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMRE4 strengths · Avg: 10.0/10
P/E RatioValuation
5.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Profit MarginProfitability
39.8%10/10

Keeps 40 of every $100 in revenue as profit

Operating MarginProfitability
46.3%10/10

Strong operational efficiency at 46.3%

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$62.52B9/10

Large-cap with strong market position

Areas to Watch

CMRE4 concerns · Avg: 2.5/10
PEG RatioValuation
2.404/10

Expensive relative to growth rate

Revenue GrowthGrowth
-52.7%2/10

Revenue declined 52.7%

EPS GrowthGrowth
-21.7%2/10

Earnings declined 21.7%

Altman Z-ScoreHealth
1.482/10

Distress zone — elevated risk

PCAR3 concerns · Avg: 3.0/10
P/E RatioValuation
25.3x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CMRE

The strongest argument for CMRE centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 39.8% and operating margin at 46.3%.

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bear Case : CMRE

The primary concerns for CMRE are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

CMRE profiles as a declining stock while PCAR is a value play — different risk/reward profiles.

CMRE carries more volatility with a beta of 1.11 — expect wider price swings.

PCAR is growing revenue faster at -8.9% — sustainability is the question.

PCAR generates stronger free cash flow (778M), providing more financial flexibility.

Bottom Line

CMRE scores higher overall (61/100 vs 52/100), backed by strong 39.8% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Costamare Inc

INDUSTRIALS · MARINE SHIPPING · USA

Costamare Inc. owns and leases container ships to shipping companies around the world. The company is headquartered in Monaco.

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PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

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