Centene Corp (CNC)vsItau Unibanco Banco Holding SA (ITUB)
CNC
Centene Corp
$55.33
+4.44%
HEALTHCARE · Cap: $26.34B
ITUB
Itau Unibanco Banco Holding SA
$8.57
+1.18%
FINANCIAL SERVICES · Cap: $95.00B
Smart Verdict
WallStSmart Research — data-driven comparison
Centene Corp generates 28% more annual revenue ($178.33B vs $138.95B). ITUB leads profitability with a 32.3% profit margin vs -3.6%. CNC appears more attractively valued with a PEG of 1.02. ITUB earns a higher WallStSmart Score of 76/100 (B+).
CNC
Buy57
out of 100
Grade: C
ITUB
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Generating 3.4B in free cash flow
Attractively priced relative to earnings
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Generating 45.0B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Areas to Watch
ROE of -26.0% — below average capital efficiency
Currently unprofitable
2.8% earnings growth
Comparative Analysis Report
WallStSmart ResearchBull Case : CNC
The strongest argument for CNC centers on Price/Book, Free Cash Flow. PEG of 1.02 suggests the stock is reasonably priced for its growth.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.3% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.
Bear Case : CNC
The primary concerns for CNC are Return on Equity, Profit Margin.
Bear Case : ITUB
The primary concerns for ITUB are EPS Growth.
Key Dynamics to Monitor
CNC profiles as a turnaround stock while ITUB is a mature play — different risk/reward profiles.
CNC carries more volatility with a beta of 0.59 — expect wider price swings.
ITUB is growing revenue faster at 11.0% — sustainability is the question.
ITUB generates stronger free cash flow (45.0B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (76/100 vs 57/100), backed by strong 32.3% margins and 11.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Centene Corp
HEALTHCARE · HEALTHCARE PLANS · USA
Centene Corporation is a large publicly traded company and a multi-line managed care enterprise that serves as a major intermediary for both government-sponsored and privately insured health care programs. It is a healthcare insurer that focuses on managed care for uninsured, underinsured, and low-income individuals.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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