WallStSmart

Centene Corp (CNC)vsMolina Healthcare Inc (MOH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Centene Corp generates 304% more annual revenue ($176.15B vs $43.56B). MOH leads profitability with a 108.0% profit margin vs -3.8%. CNC appears more attractively valued with a PEG of 0.77. CNC earns a higher WallStSmart Score of 65/100 (B-).

CNC

Strong Buy

65

out of 100

Grade: B-

Growth: 8.0Profit: 4.0Value: 6.7Quality: 5.8
Piotroski: 4/9Altman Z: 2.71

MOH

Buy

54

out of 100

Grade: C-

Growth: 5.3Profit: 6.0Value: 7.3Quality: 8.0
Piotroski: 4/9Altman Z: 4.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNC.

MOHSignificantly Overvalued (-102.2%)

Margin of Safety

-102.2%

Fair Value

$60.66

Current Price

$139.41

$78.75 premium

UndervaluedFair: $60.66Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNC4 strengths · Avg: 8.5/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

PEG RatioValuation
0.778/10

Growing faster than its price suggests

Revenue GrowthGrowth
23.2%8/10

Revenue surging 23.2% year-over-year

EPS GrowthGrowth
21.8%8/10

Earnings expanding 21.8% YoY

MOH4 strengths · Avg: 9.0/10
Profit MarginProfitability
108.0%10/10

Keeps 108 of every $100 in revenue as profit

Altman Z-ScoreHealth
4.0110/10

Safe zone — low bankruptcy risk

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

CNC3 concerns · Avg: 1.3/10
Return on EquityProfitability
-28.7%2/10

ROE of -28.7% — below average capital efficiency

Profit MarginProfitability
-3.8%1/10

Currently unprofitable

Operating MarginProfitability
-1.9%1/10

Operating margin of -1.9%

MOH3 concerns · Avg: 1.7/10
EPS GrowthGrowth
-73.4%2/10

Earnings declined 73.4%

Free Cash FlowQuality
$-299.00M2/10

Negative free cash flow — burning cash

Operating MarginProfitability
-150.0%1/10

Operating margin of -150.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNC

The strongest argument for CNC centers on Price/Book, PEG Ratio, Revenue Growth. Revenue growth of 23.2% demonstrates continued momentum. PEG of 0.77 suggests the stock is reasonably priced for its growth.

Bull Case : MOH

The strongest argument for MOH centers on Profit Margin, Altman Z-Score, P/E Ratio. Profitability is solid with margins at 108.0% and operating margin at -150.0%. PEG of 1.38 suggests the stock is reasonably priced for its growth.

Bear Case : CNC

The primary concerns for CNC are Return on Equity, Profit Margin, Operating Margin.

Bear Case : MOH

The primary concerns for MOH are EPS Growth, Free Cash Flow, Operating Margin.

Key Dynamics to Monitor

CNC profiles as a growth stock while MOH is a mature play — different risk/reward profiles.

MOH carries more volatility with a beta of 0.50 — expect wider price swings.

CNC is growing revenue faster at 23.2% — sustainability is the question.

CNC generates stronger free cash flow (224M), providing more financial flexibility.

Bottom Line

CNC scores higher overall (65/100 vs 54/100) and 23.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Centene Corp

HEALTHCARE · HEALTHCARE PLANS · USA

Centene Corporation is a large publicly traded company and a multi-line managed care enterprise that serves as a major intermediary for both government-sponsored and privately insured health care programs. It is a healthcare insurer that focuses on managed care for uninsured, underinsured, and low-income individuals.

Molina Healthcare Inc

HEALTHCARE · HEALTHCARE PLANS · USA

Molina Healthcare, Inc. provides managed care services to low-income individuals and families under the Medicaid and Medicare programs and through the state insurance marketplaces. The company is headquartered in Long Beach, California.

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