Centene Corp (CNC)vsSumitomo Mitsui Financial Group Inc (SMFG)
CNC
Centene Corp
$62.33
-0.59%
HEALTHCARE · Cap: $32.19B
SMFG
Sumitomo Mitsui Financial Group Inc
$23.16
-1.78%
FINANCIAL SERVICES · Cap: $151.34B
Smart Verdict
WallStSmart Research — data-driven comparison
Sumitomo Mitsui Financial Group Inc generates 3297% more annual revenue ($6.06T vs $178.33B). SMFG leads profitability with a 26.1% profit margin vs -3.6%. CNC appears more attractively valued with a PEG of 1.25. SMFG earns a higher WallStSmart Score of 70/100 (B-).
CNC
Buy57
out of 100
Grade: C
SMFG
Strong Buy70
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+85.0%
Fair Value
$268.78
Current Price
$62.33
$206.45 discount
Intrinsic value data unavailable for SMFG.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Generating 3.4B in free cash flow
Generating 7.3T in free cash flow
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 26.9%
Areas to Watch
ROE of -30.1% — below average capital efficiency
Currently unprofitable
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CNC
The strongest argument for CNC centers on Price/Book, Free Cash Flow. PEG of 1.25 suggests the stock is reasonably priced for its growth.
Bull Case : SMFG
The strongest argument for SMFG centers on Free Cash Flow, Market Cap, Profit Margin. Profitability is solid with margins at 26.1% and operating margin at 26.9%. Revenue growth of 21.8% demonstrates continued momentum.
Bear Case : CNC
The primary concerns for CNC are Return on Equity, Profit Margin.
Bear Case : SMFG
The primary concerns for SMFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.70 is elevated, increasing financial risk.
Key Dynamics to Monitor
CNC profiles as a turnaround stock while SMFG is a growth play — different risk/reward profiles.
CNC carries more volatility with a beta of 1.09 — expect wider price swings.
SMFG is growing revenue faster at 21.8% — sustainability is the question.
SMFG generates stronger free cash flow (7.3T), providing more financial flexibility.
Bottom Line
SMFG scores higher overall (70/100 vs 57/100), backed by strong 26.1% margins and 21.8% revenue growth. CNC offers better value entry with a 85.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Centene Corp
HEALTHCARE · HEALTHCARE PLANS · USA
Centene Corporation is a large publicly traded company and a multi-line managed care enterprise that serves as a major intermediary for both government-sponsored and privately insured health care programs. It is a healthcare insurer that focuses on managed care for uninsured, underinsured, and low-income individuals.
Sumitomo Mitsui Financial Group Inc
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Sumitomo Mitsui Financial Group, Inc. provides commercial banking, finance leasing, securities, consumer finance, and other services primarily in Japan. The company is headquartered in Tokyo, Japan.
Visit Website →Compare with Other HEALTHCARE PLANS Stocks
Want to dig deeper into these stocks?