WallStSmart

CNH Industrial N.V. (CNH)vsCopart Inc (CPRT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 290% more annual revenue ($18.09B vs $4.64B). CPRT leads profitability with a 33.5% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. CPRT earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

CPRT

Buy

57

out of 100

Grade: C

Growth: 4.7Profit: 9.0Value: 6.0Quality: 8.5
Piotroski: 3/9Altman Z: 9.05
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

CPRTUndervalued (+77.0%)

Margin of Safety

+77.0%

Fair Value

$172.07

Current Price

$30.96

$141.11 discount

UndervaluedFair: $172.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

CPRT4 strengths · Avg: 10.0/10
Profit MarginProfitability
33.5%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
37.5%10/10

Strong operational efficiency at 37.5%

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
9.0510/10

Safe zone — low bankruptcy risk

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

CPRT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.1%4/10

2.1% revenue growth

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.692/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : CPRT

The strongest argument for CPRT centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 33.5% and operating margin at 37.5%.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : CPRT

The primary concerns for CPRT are Revenue Growth, EPS Growth, Piotroski F-Score.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

CPRT is growing revenue faster at 2.1% — sustainability is the question.

CPRT generates stronger free cash flow (503M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CPRT scores higher overall (57/100 vs 51/100), backed by strong 33.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Copart Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Copart, Inc. or simply Copart is a global provider of online vehicle auction and remarketing services to automotive resellers such as insurance, rental car, fleet and finance companies in 11 countries: the US, Canada, the UK, Germany, Ireland, Brazil, Spain, Dubai, Bahrain, Oman and Finland.

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