WallStSmart

CNH Industrial N.V. (CNH)vsCastor Maritime Inc (CTRM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 22017% more annual revenue ($18.09B vs $81.81M). CTRM leads profitability with a 23.5% profit margin vs 2.8%. CTRM trades at a lower P/E of 5.4x. CTRM earns a higher WallStSmart Score of 62/100 (C+).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

CTRM

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 5.0Value: 8.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
CTRMUndervalued (+84.9%)

Margin of Safety

+84.9%

Fair Value

$14.83

Current Price

$2.06

$12.77 discount

UndervaluedFair: $14.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

CTRM5 strengths · Avg: 9.8/10
P/E RatioValuation
5.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
39.6%10/10

Revenue surging 39.6% year-over-year

EPS GrowthGrowth
62.7%10/10

Earnings expanding 62.7% YoY

Profit MarginProfitability
23.5%9/10

Keeps 24 of every $100 in revenue as profit

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

CTRM2 concerns · Avg: 3.0/10
Market CapQuality
$18.65M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.3%3/10

ROE of 3.3% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : CTRM

The strongest argument for CTRM centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 23.5% and operating margin at 6.0%. Revenue growth of 39.6% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : CTRM

The primary concerns for CTRM are Market Cap, Return on Equity.

Key Dynamics to Monitor

CNH profiles as a value stock while CTRM is a growth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

CTRM is growing revenue faster at 39.6% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CTRM scores higher overall (62/100 vs 57/100), backed by strong 23.5% margins and 39.6% revenue growth. CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Castor Maritime Inc

INDUSTRIALS · MARINE SHIPPING · USA

Castor Maritime Inc., is dedicated to shipping dry bulk cargo worldwide. The company is headquartered in Limassol, Cyprus.

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