WallStSmart

CNH Industrial N.V. (CNH)vsChicago Rivet & Machine Co (CVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 64779% more annual revenue ($18.09B vs $27.89M). CNH leads profitability with a 2.8% profit margin vs -3.9%. CNH appears more attractively valued with a PEG of 0.57. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

CVR

Buy

54

out of 100

Grade: C-

Growth: 7.3Profit: 2.0Value: 6.3Quality: 9.0
Piotroski: 5/9Altman Z: 6.45
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
CVRUndervalued (+59.8%)

Margin of Safety

+59.8%

Fair Value

$34.75

Current Price

$11.30

$23.45 discount

UndervaluedFair: $34.75Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

CVR5 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
45.9%10/10

Revenue surging 45.9% year-over-year

EPS GrowthGrowth
1973.0%10/10

Earnings expanding 1973.0% YoY

Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.4510/10

Safe zone — low bankruptcy risk

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

CVR4 concerns · Avg: 2.5/10
PEG RatioValuation
2.464/10

Expensive relative to growth rate

Market CapQuality
$11.58M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-5.6%2/10

ROE of -5.6% — below average capital efficiency

Profit MarginProfitability
-3.9%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : CVR

The strongest argument for CVR centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 45.9% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : CVR

The primary concerns for CVR are PEG Ratio, Market Cap, Return on Equity.

Key Dynamics to Monitor

CNH profiles as a value stock while CVR is a hypergrowth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

CVR is growing revenue faster at 45.9% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (57/100 vs 54/100). CVR offers better value entry with a 59.8% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Chicago Rivet & Machine Co

INDUSTRIALS · TOOLS & ACCESSORIES · USA

Chicago Rivet & Machine Co. operates in the fastener industry in North America. The company is headquartered in Naperville, Illinois.

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