WallStSmart

CNH Industrial N.V. (CNH)vsCoreCivic Inc (CXW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 718% more annual revenue ($18.09B vs $2.21B). CXW leads profitability with a 5.3% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.58. CXW earns a higher WallStSmart Score of 70/100 (B).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.59

CXW

Strong Buy

70

out of 100

Grade: B

Growth: 8.0Profit: 5.5Value: 7.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.39
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.96

$12.40 discount

UndervaluedFair: $23.36Overvalued
CXWUndervalued (+54.2%)

Margin of Safety

+54.2%

Fair Value

$40.38

Current Price

$20.33

$20.05 discount

UndervaluedFair: $40.38Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.588/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

CXW3 strengths · Avg: 8.7/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
26.0%8/10

Revenue surging 26.0% year-over-year

EPS GrowthGrowth
42.4%8/10

Earnings expanding 42.4% YoY

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.9x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

CXW3 concerns · Avg: 2.3/10
Profit MarginProfitability
5.3%3/10

5.3% margin — thin

Free Cash FlowQuality
$-41.90M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.392/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bull Case : CXW

The strongest argument for CXW centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 26.0% demonstrates continued momentum. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Bear Case : CXW

The primary concerns for CXW are Profit Margin, Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

CNH profiles as a value stock while CXW is a growth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.25 — expect wider price swings.

CXW is growing revenue faster at 26.0% — sustainability is the question.

CXW generates stronger free cash flow (-42M), providing more financial flexibility.

Bottom Line

CXW scores higher overall (70/100 vs 51/100) and 26.0% revenue growth. CNH offers better value entry with a 45.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

CoreCivic Inc

INDUSTRIALS · SECURITY & PROTECTION SERVICES · USA

CoreCivic, Inc. owns and operates partnership correctional, detention and residential reentry facilities in the United States. The company is headquartered in Brentwood, Tennessee.

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