WallStSmart

CNH Industrial N.V. (CNH)vsEverus Construction Group Inc (ECG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 326% more annual revenue ($18.19B vs $4.27B). ECG leads profitability with a 6.0% profit margin vs 1.7%. ECG trades at a lower P/E of 23.6x. ECG earns a higher WallStSmart Score of 61/100 (C+).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

ECG

Buy

61

out of 100

Grade: C+

Growth: 9.3Profit: 7.0Value: 5.3Quality: 7.5
Piotroski: 4/9Altman Z: 3.86

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

ECG4 strengths · Avg: 10.0/10
Return on EquityProfitability
32.5%10/10

Every $100 of equity generates 33 in profit

Revenue GrowthGrowth
33.7%10/10

Revenue surging 33.7% year-over-year

EPS GrowthGrowth
59.2%10/10

Earnings expanding 59.2% YoY

Altman Z-ScoreHealth
3.8610/10

Safe zone — low bankruptcy risk

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

ECG1 concerns · Avg: 3.0/10
Profit MarginProfitability
6.0%3/10

6.0% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : ECG

The strongest argument for ECG centers on Return on Equity, Revenue Growth, EPS Growth. Revenue growth of 33.7% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : ECG

The primary concerns for ECG are Profit Margin.

Key Dynamics to Monitor

CNH profiles as a value stock while ECG is a hypergrowth play — different risk/reward profiles.

ECG is growing revenue faster at 33.7% — sustainability is the question.

ECG generates stronger free cash flow (33M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ECG scores higher overall (61/100 vs 49/100) and 33.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Everus Construction Group Inc

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Everus Construction Group, Inc. provides utility construction services. The company is headquartered in Bismarck, North Dakota.

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