WallStSmart

CNH Industrial N.V. (CNH)vsElectrovaya Inc. (ELVA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 28251% more annual revenue ($18.09B vs $63.83M). ELVA leads profitability with a 5.3% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

ELVA

Buy

51

out of 100

Grade: C-

Growth: 8.0Profit: 6.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for ELVA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

ELVA2 strengths · Avg: 9.0/10
Revenue GrowthGrowth
77.5%10/10

Revenue surging 77.5% year-over-year

PEG RatioValuation
0.818/10

Growing faster than its price suggests

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

ELVA4 concerns · Avg: 3.5/10
Price/BookValuation
12.5x4/10

Trading at 12.5x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$481.00M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.3%3/10

5.3% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : ELVA

The strongest argument for ELVA centers on Revenue Growth, PEG Ratio. Revenue growth of 77.5% demonstrates continued momentum. PEG of 0.81 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : ELVA

The primary concerns for ELVA are Price/Book, EPS Growth, Market Cap. A P/E of 88.5x leaves little room for execution misses.

Key Dynamics to Monitor

CNH profiles as a value stock while ELVA is a hypergrowth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

ELVA is growing revenue faster at 77.5% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (57/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Electrovaya Inc.

INDUSTRIALS · ELECTRICAL EQUIPMENT & PARTS · USA

Electrovaya Inc., engages in the designing, developing, and manufacturing lithium-ion advanced battery and battery systems in North America. The company is headquartered in Mississauga, Canada.

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