WallStSmart

CNH Industrial N.V. (CNH)vsEnergy Services Of America Corp (ESOA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 4163% more annual revenue ($18.09B vs $424.47M). CNH leads profitability with a 2.8% profit margin vs 0.5%. CNH trades at a lower P/E of 24.6x. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

ESOA

Hold

44

out of 100

Grade: D

Growth: 8.7Profit: 4.0Value: 3.7Quality: 4.5
Piotroski: 1/9Altman Z: 2.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
ESOAFair Value (-2.0%)

Margin of Safety

-2.0%

Fair Value

$13.63

Current Price

$17.00

$3.37 premium

UndervaluedFair: $13.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

ESOA1 strengths · Avg: 10.0/10
EPS GrowthGrowth
220.0%10/10

Earnings expanding 220.0% YoY

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

ESOA4 concerns · Avg: 3.0/10
Market CapQuality
$299.49M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.7%3/10

ROE of 3.7% — below average capital efficiency

Profit MarginProfitability
0.5%3/10

0.5% margin — thin

Operating MarginProfitability
4.3%3/10

Operating margin of 4.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : ESOA

The strongest argument for ESOA centers on EPS Growth. Revenue growth of 13.4% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : ESOA

The primary concerns for ESOA are Market Cap, Return on Equity, Profit Margin. A P/E of 123.5x leaves little room for execution misses. Thin 0.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

ESOA carries more volatility with a beta of 1.36 — expect wider price swings.

ESOA is growing revenue faster at 13.4% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (57/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Energy Services Of America Corp

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Energy Services of America Corporation provides contracting services for utilities and energy-related companies in the United States. The company is headquartered in Huntington, West Virginia.

Want to dig deeper into these stocks?