WallStSmart

CNH Industrial N.V. (CNH)vsEvolv Technologies Holdings Inc (EVLV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 11192% more annual revenue ($18.09B vs $160.23M). CNH leads profitability with a 2.1% profit margin vs -22.8%. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

EVLV

Avoid

31

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 6.7Quality: 4.5
Piotroski: 3/9Altman Z: -1.29
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

EVLVUndervalued (+83.0%)

Margin of Safety

+83.0%

Fair Value

$33.63

Current Price

$5.91

$27.72 discount

UndervaluedFair: $33.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

EVLV1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
44.7%10/10

Revenue surging 44.7% year-over-year

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

EVLV4 concerns · Avg: 3.5/10
Price/BookValuation
8.8x4/10

Trading at 8.8x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.16B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : EVLV

The strongest argument for EVLV centers on Revenue Growth. Revenue growth of 44.7% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : EVLV

The primary concerns for EVLV are Price/Book, EPS Growth, Market Cap.

Key Dynamics to Monitor

CNH profiles as a value stock while EVLV is a hypergrowth play — different risk/reward profiles.

EVLV carries more volatility with a beta of 1.82 — expect wider price swings.

EVLV is growing revenue faster at 44.7% — sustainability is the question.

EVLV generates stronger free cash flow (-7M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (51/100 vs 31/100). EVLV offers better value entry with a 83.0% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Evolv Technologies Holdings Inc

INDUSTRIALS · SECURITY & PROTECTION SERVICES · USA

Evolv Technologies Holdings, Inc. provides AI-based contactless security screening systems. The company is headquartered in Waltham, Massachusetts.

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