WallStSmart

CNH Industrial N.V. (CNH)vsStealthGas Inc (GASS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 10350% more annual revenue ($18.09B vs $173.16M). GASS leads profitability with a 35.0% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. GASS earns a higher WallStSmart Score of 61/100 (C+).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

GASS

Buy

61

out of 100

Grade: C+

Growth: 3.3Profit: 8.0Value: 8.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
GASSUndervalued (+29.0%)

Margin of Safety

+29.0%

Fair Value

$11.42

Current Price

$9.95

$1.47 discount

UndervaluedFair: $11.42Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

GASS5 strengths · Avg: 9.2/10
P/E RatioValuation
5.7x10/10

Attractively priced relative to earnings

Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Profit MarginProfitability
35.0%10/10

Keeps 35 of every $100 in revenue as profit

PEG RatioValuation
0.858/10

Growing faster than its price suggests

Operating MarginProfitability
25.8%8/10

Strong operational efficiency at 25.8%

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

GASS3 concerns · Avg: 3.0/10
EPS GrowthGrowth
4.5%4/10

4.5% earnings growth

Market CapQuality
$348.20M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-9.4%2/10

Revenue declined 9.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : GASS

The strongest argument for GASS centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 35.0% and operating margin at 25.8%. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : GASS

The primary concerns for GASS are EPS Growth, Market Cap, Revenue Growth.

Key Dynamics to Monitor

CNH profiles as a value stock while GASS is a declining play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

CNH is growing revenue faster at 5.8% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

GASS scores higher overall (61/100 vs 57/100), backed by strong 35.0% margins. CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

StealthGas Inc

INDUSTRIALS · MARINE SHIPPING · USA

StealthGas Inc., provides maritime transportation services to producers and users of liquefied petroleum gas (LPG) internationally. The company is headquartered in Athens, Greece.

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