WallStSmart

CNH Industrial N.V. (CNH)vsGolden Ocean Group Ltd (GOGL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 2006% more annual revenue ($18.19B vs $863.61M). GOGL leads profitability with a 13.2% profit margin vs 1.7%. CNH appears more attractively valued with a PEG of 0.38. CNH earns a higher WallStSmart Score of 49/100 (D+).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

GOGL

Hold

42

out of 100

Grade: D

Growth: 2.0Profit: 4.5Value: 5.0Quality: 5.0
Piotroski: 6/9Altman Z: 1.49

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

GOGL2 strengths · Avg: 8.0/10
P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

GOGL4 concerns · Avg: 2.5/10
Market CapQuality
$1.59B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

PEG RatioValuation
131.352/10

Expensive relative to growth rate

Revenue GrowthGrowth
-42.5%2/10

Revenue declined 42.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : GOGL

The strongest argument for GOGL centers on P/E Ratio, Price/Book.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : GOGL

The primary concerns for GOGL are Market Cap, Return on Equity, PEG Ratio.

Key Dynamics to Monitor

CNH profiles as a value stock while GOGL is a declining play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.24 — expect wider price swings.

CNH is growing revenue faster at 2.0% — sustainability is the question.

GOGL generates stronger free cash flow (-3M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (49/100 vs 42/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Golden Ocean Group Ltd

INDUSTRIALS · MARINE SHIPPING · USA

Golden Ocean Group Limited, a shipping company, owns and operates a fleet of dry bulk vessels comprising Newcastlemax, Capesize, Panamax and Ultramax vessels globally. The company is headquartered in Hamilton, Bermuda.

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