WallStSmart

CNH Industrial N.V. (CNH)vsHaoxin Holdings Limited Class A Ordinary Shares (HXHX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 54661% more annual revenue ($18.09B vs $33.04M). HXHX leads profitability with a 12.0% profit margin vs 2.1%. HXHX trades at a lower P/E of 1.7x. HXHX earns a higher WallStSmart Score of 52/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.59

HXHX

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 6.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.84

$12.52 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for HXHX.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.588/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

HXHX3 strengths · Avg: 9.3/10
P/E RatioValuation
1.7x10/10

Attractively priced relative to earnings

Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
23.3%8/10

Strong operational efficiency at 23.3%

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.9x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

HXHX4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.7%4/10

0.7% earnings growth

Market CapQuality
$6.88M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-6.5%2/10

Revenue declined 6.5%

Free Cash FlowQuality
$-14.02M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bull Case : HXHX

The strongest argument for HXHX centers on P/E Ratio, Price/Book, Operating Margin.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Bear Case : HXHX

The primary concerns for HXHX are EPS Growth, Market Cap, Revenue Growth.

Key Dynamics to Monitor

CNH profiles as a value stock while HXHX is a declining play — different risk/reward profiles.

CNH is growing revenue faster at -0.1% — sustainability is the question.

HXHX generates stronger free cash flow (-14M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HXHX scores higher overall (52/100 vs 51/100). CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Haoxin Holdings Limited Class A Ordinary Shares

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · China

Haoxin Holdings Limited, provides temperature-controlled truckload and urban delivery services in the People's Republic of China.

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