WallStSmart

CNH Industrial N.V. (CNH)vsHydrofarm Holdings Group Inc (HYFM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 11132% more annual revenue ($18.09B vs $161.10M). CNH leads profitability with a 2.8% profit margin vs -38.4%. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

HYFM

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHSignificantly Overvalued (-358.8%)

Margin of Safety

-358.8%

Fair Value

$2.79

Current Price

$11.16

$8.37 premium

UndervaluedFair: $2.79Overvalued

Intrinsic value data unavailable for HYFM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.598/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

HYFM1 strengths · Avg: 10.0/10
Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
26.2x4/10

Moderate valuation

Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

HYFM4 concerns · Avg: 2.8/10
EPS GrowthGrowth
3.6%4/10

3.6% earnings growth

Market CapQuality
$8.48M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-27.5%2/10

ROE of -27.5% — below average capital efficiency

Revenue GrowthGrowth
-28.4%2/10

Revenue declined 28.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bull Case : HYFM

The strongest argument for HYFM centers on Price/Book.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.8% margins leave little buffer for downturns.

Bear Case : HYFM

The primary concerns for HYFM are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

CNH profiles as a value stock while HYFM is a turnaround play — different risk/reward profiles.

HYFM carries more volatility with a beta of 2.32 — expect wider price swings.

CNH is growing revenue faster at 5.8% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (57/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Hydrofarm Holdings Group Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

Hydrofarm Holdings Group, Inc., manufactures and distributes controlled environment agriculture (CEA) equipment and supplies in the United States and Canada. The company is headquartered in Fairless Hills, Pennsylvania.

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