WallStSmart

CNH Industrial N.V. (CNH)vsIcon Energy Corp. (ICON)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 160659% more annual revenue ($18.09B vs $11.26M). CNH leads profitability with a 2.8% profit margin vs -37.3%. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

ICON

Hold

50

out of 100

Grade: D+

Growth: 9.3Profit: 3.0Value: 6.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
ICONUndervalued (+81.1%)

Margin of Safety

+81.1%

Fair Value

$8.58

Current Price

$1.06

$7.52 discount

UndervaluedFair: $8.58Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

ICON3 strengths · Avg: 9.3/10
Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
104.6%10/10

Revenue surging 104.6% year-over-year

EPS GrowthGrowth
32.6%8/10

Earnings expanding 32.6% YoY

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

ICON4 concerns · Avg: 2.5/10
Market CapQuality
$3.47M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.1%3/10

Operating margin of 3.1%

Return on EquityProfitability
-25.3%2/10

ROE of -25.3% — below average capital efficiency

Free Cash FlowQuality
$-634,0002/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : ICON

The strongest argument for ICON centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 104.6% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : ICON

The primary concerns for ICON are Market Cap, Operating Margin, Return on Equity.

Key Dynamics to Monitor

CNH profiles as a value stock while ICON is a hypergrowth play — different risk/reward profiles.

ICON is growing revenue faster at 104.6% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (57/100 vs 50/100). ICON offers better value entry with a 81.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Icon Energy Corp.

INDUSTRIALS · MARINE SHIPPING · USA

Iconix Brand Group, Inc., a brand management company, owns and licenses a portfolio of consumer brands in the United States and internationally. The company is headquartered in New York, New York.

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