WallStSmart

CNH Industrial N.V. (CNH)vsInnovative Solutions and Support (ISSC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 19975% more annual revenue ($18.09B vs $90.14M). ISSC leads profitability with a 21.0% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. ISSC earns a higher WallStSmart Score of 75/100 (B+).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

ISSC

Strong Buy

75

out of 100

Grade: B+

Growth: 10.0Profit: 9.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
ISSCUndervalued (+16.9%)

Margin of Safety

+16.9%

Fair Value

$22.85

Current Price

$20.23

$2.62 discount

UndervaluedFair: $22.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

ISSC6 strengths · Avg: 9.2/10
Return on EquityProfitability
32.5%10/10

Every $100 of equity generates 33 in profit

Revenue GrowthGrowth
36.6%10/10

Revenue surging 36.6% year-over-year

EPS GrowthGrowth
450.0%10/10

Earnings expanding 450.0% YoY

Profit MarginProfitability
21.0%9/10

Keeps 21 of every $100 in revenue as profit

PEG RatioValuation
0.838/10

Growing faster than its price suggests

Operating MarginProfitability
28.9%8/10

Strong operational efficiency at 28.9%

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

ISSC1 concerns · Avg: 3.0/10
Market CapQuality
$372.81M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : ISSC

The strongest argument for ISSC centers on Return on Equity, Revenue Growth, EPS Growth. Profitability is solid with margins at 21.0% and operating margin at 28.9%. Revenue growth of 36.6% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : ISSC

The primary concerns for ISSC are Market Cap.

Key Dynamics to Monitor

CNH profiles as a value stock while ISSC is a growth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

ISSC is growing revenue faster at 36.6% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

ISSC scores higher overall (75/100 vs 57/100), backed by strong 21.0% margins and 36.6% revenue growth. CNH offers better value entry with a 45.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Innovative Solutions and Support

INDUSTRIALS · AEROSPACE & DEFENSE · USA

Innovative Solutions and Support, Inc., a systems integrator, designs, develops, manufactures, sells, and provides flight guidance, auto-throttle, and cockpit display systems services in the United States and internationally. The company is headquartered in Exton, Pennsylvania.

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