WallStSmart

CNH Industrial N.V. (CNH)vsITT Inc (ITT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 359% more annual revenue ($18.09B vs $3.94B). ITT leads profitability with a 12.4% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

ITT

Buy

55

out of 100

Grade: C

Growth: 6.0Profit: 7.0Value: 4.3Quality: 6.3
Piotroski: 3/9Altman Z: 3.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for ITT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

ITT1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.2410/10

Safe zone — low bankruptcy risk

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

ITT3 concerns · Avg: 3.7/10
PEG RatioValuation
2.054/10

Expensive relative to growth rate

P/E RatioValuation
34.8x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : ITT

The strongest argument for ITT centers on Altman Z-Score. Revenue growth of 13.5% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : ITT

The primary concerns for ITT are PEG Ratio, P/E Ratio, Piotroski F-Score.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

ITT is growing revenue faster at 13.5% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (57/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

ITT Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

ITT Inc. manufactures and sells critical engineered components and custom technology solutions for the energy, transportation and industrial markets globally. The company is headquartered in White Plains, New York.

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