WallStSmart

CNH Industrial N.V. (CNH)vsJanus International Group Inc (JBI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 1918% more annual revenue ($18.09B vs $896.40M). JBI leads profitability with a 4.8% profit margin vs 2.1%. JBI trades at a lower P/E of 17.0x. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

JBI

Hold

45

out of 100

Grade: D

Growth: 3.3Profit: 5.0Value: 6.3Quality: 8.0
Piotroski: 4/9Altman Z: 2.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

JBIUndervalued (+5.2%)

Margin of Safety

+5.2%

Fair Value

$7.77

Current Price

$5.10

$2.67 discount

UndervaluedFair: $7.77Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

JBI3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

P/E RatioValuation
17.0x8/10

Attractively priced relative to earnings

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

JBI4 concerns · Avg: 2.8/10
Market CapQuality
$695.60M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Profit MarginProfitability
4.8%3/10

4.8% margin — thin

EPS GrowthGrowth
-98.1%2/10

Earnings declined 98.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : JBI

The strongest argument for JBI centers on Price/Book, Debt/Equity, P/E Ratio.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : JBI

The primary concerns for JBI are Market Cap, Return on Equity, Profit Margin. Thin 4.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

JBI carries more volatility with a beta of 1.48 — expect wider price swings.

JBI is growing revenue faster at 5.8% — sustainability is the question.

JBI generates stronger free cash flow (32M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (51/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Janus International Group Inc

INDUSTRIALS · BUILDING PRODUCTS & EQUIPMENT · USA

Janus International Group, Inc. manufactures and supplies turnkey self-service solutions and commercial and industrial construction solutions in the United States and internationally. The company is headquartered in Temple, Georgia.

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