WallStSmart

CNH Industrial N.V. (CNH)vsJetBlue Airways Corp (JBLU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 97% more annual revenue ($18.09B vs $9.16B). CNH leads profitability with a 2.1% profit margin vs -7.8%. CNH appears more attractively valued with a PEG of 0.58. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.59

JBLU

Hold

46

out of 100

Grade: D+

Growth: 2.7Profit: 2.0Value: 7.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.51
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.96

$12.40 discount

UndervaluedFair: $23.36Overvalued
JBLUUndervalued (+78.9%)

Margin of Safety

+78.9%

Fair Value

$27.58

Current Price

$4.96

$22.62 discount

UndervaluedFair: $27.58Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.588/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

JBLU2 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

PEG RatioValuation
0.888/10

Growing faster than its price suggests

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.9x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

JBLU4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
4.7%4/10

4.7% revenue growth

Market CapQuality
$1.90B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-33.5%2/10

ROE of -33.5% — below average capital efficiency

EPS GrowthGrowth
-82.9%2/10

Earnings declined 82.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bull Case : JBLU

The strongest argument for JBLU centers on Price/Book, PEG Ratio. PEG of 0.88 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Bear Case : JBLU

The primary concerns for JBLU are Revenue Growth, Market Cap, Return on Equity. Debt-to-equity of 4.84 is elevated, increasing financial risk.

Key Dynamics to Monitor

CNH profiles as a value stock while JBLU is a turnaround play — different risk/reward profiles.

JBLU carries more volatility with a beta of 1.69 — expect wider price swings.

JBLU is growing revenue faster at 4.7% — sustainability is the question.

JBLU generates stronger free cash flow (3M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (51/100 vs 46/100). JBLU offers better value entry with a 78.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

JetBlue Airways Corp

INDUSTRIALS · AIRLINES · USA

JetBlue Airways Corporation provides passenger air transportation services. The company is headquartered in Long Island City, New York.

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