WallStSmart

CNH Industrial N.V. (CNH)vsLegence Corp. Class A Common stock (LGN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 487% more annual revenue ($18.09B vs $3.08B). CNH leads profitability with a 2.1% profit margin vs -0.7%. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

LGN

Avoid

35

out of 100

Grade: F

Growth: 8.0Profit: 3.0Value: 5.0Quality: 5.5
Piotroski: 4/9Altman Z: 1.28

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

LGN1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
105.1%10/10

Revenue surging 105.1% year-over-year

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

LGN4 concerns · Avg: 3.3/10
Price/BookValuation
14.5x4/10

Trading at 14.5x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

Return on EquityProfitability
-4.5%2/10

ROE of -4.5% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : LGN

The strongest argument for LGN centers on Revenue Growth. Revenue growth of 105.1% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : LGN

The primary concerns for LGN are Price/Book, EPS Growth, Operating Margin.

Key Dynamics to Monitor

CNH profiles as a value stock while LGN is a hypergrowth play — different risk/reward profiles.

LGN is growing revenue faster at 105.1% — sustainability is the question.

LGN generates stronger free cash flow (102M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (51/100 vs 35/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Legence Corp. Class A Common stock

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Legence Corp. The company is headquartered in San Jose, California.

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