WallStSmart

CNH Industrial N.V. (CNH)vsMegan Holdings Limited Ordinary Shares (MGN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 40193% more annual revenue ($18.09B vs $44.91M). MGN leads profitability with a 8.8% profit margin vs 2.8%. MGN trades at a lower P/E of 3.0x. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

MGN

Hold

46

out of 100

Grade: D+

Growth: 3.3Profit: 6.5Value: 8.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
MGNUndervalued (+45.1%)

Margin of Safety

+45.1%

Fair Value

$3.44

Current Price

$0.17

$3.27 discount

UndervaluedFair: $3.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

MGN3 strengths · Avg: 9.3/10
P/E RatioValuation
3.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
21.1%8/10

Strong operational efficiency at 21.1%

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

MGN3 concerns · Avg: 2.3/10
Market CapQuality
$6.66M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-52.5%2/10

Revenue declined 52.5%

EPS GrowthGrowth
-31.3%2/10

Earnings declined 31.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : MGN

The strongest argument for MGN centers on P/E Ratio, Price/Book, Operating Margin.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : MGN

The primary concerns for MGN are Market Cap, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

CNH is growing revenue faster at 5.8% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (57/100 vs 46/100). MGN offers better value entry with a 45.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Megan Holdings Limited Ordinary Shares

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Megan Holdings Limited (MGN) is a diversified investment firm strategically positioned in the real estate and financial services sectors, dedicated to delivering sustainable long-term value through strategic acquisitions and operational excellence. Led by an experienced management team with significant industry expertise, MGN focuses on maximizing shareholder returns while maintaining a strong commitment to corporate governance and sustainable practices. The company is poised to seize emerging market opportunities and leverage adaptive strategies to meet the evolving demands of its diverse stakeholder base.

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