WallStSmart

CNH Industrial N.V. (CNH)vsMSC Industrial Direct Company Inc (MSM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 372% more annual revenue ($18.09B vs $3.83B). MSM leads profitability with a 5.4% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. MSM earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

MSM

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 4.0Quality: 7.0
Piotroski: 3/9Altman Z: 3.19
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

MSMFair Value (-0.8%)

Margin of Safety

-0.8%

Fair Value

$94.27

Current Price

$115.51

$21.24 premium

UndervaluedFair: $94.27Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

MSM1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.1910/10

Safe zone — low bankruptcy risk

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

MSM4 concerns · Avg: 3.8/10
PEG RatioValuation
2.384/10

Expensive relative to growth rate

P/E RatioValuation
31.4x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
2.9%4/10

2.9% revenue growth

Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : MSM

The strongest argument for MSM centers on Altman Z-Score.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : MSM

The primary concerns for MSM are PEG Ratio, P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

MSM is growing revenue faster at 2.9% — sustainability is the question.

MSM generates stronger free cash flow (73M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (51/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

MSC Industrial Direct Company Inc

INDUSTRIALS · INDUSTRIAL DISTRIBUTION · USA

MSC Industrial Direct Co., Inc., distributes metalworking and maintenance, repair and operations (MRO) products in the United States, Canada, Mexico, and the United Kingdom. The company is headquartered in Melville, New York.

Want to dig deeper into these stocks?