WallStSmart

CNH Industrial N.V. (CNH)vsOPAL Fuels Inc (OPAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 5250% more annual revenue ($18.19B vs $339.89M). OPAL leads profitability with a 5.5% profit margin vs 1.7%. CNH earns a higher WallStSmart Score of 49/100 (D+).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

OPAL

Hold

35

out of 100

Grade: F

Growth: 4.7Profit: 5.5Value: 6.7Quality: 4.5
Piotroski: 4/9Altman Z: 1.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

OPALUndervalued (+46.6%)

Margin of Safety

+46.6%

Fair Value

$4.44

Current Price

$1.89

$2.55 discount

UndervaluedFair: $4.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

OPAL2 strengths · Avg: 9.0/10
Return on EquityProfitability
54.4%10/10

Every $100 of equity generates 54 in profit

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

OPAL4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.7%4/10

3.7% revenue growth

Market CapQuality
$347.77M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.5%3/10

5.5% margin — thin

Operating MarginProfitability
2.1%3/10

Operating margin of 2.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : OPAL

The strongest argument for OPAL centers on Return on Equity, Price/Book.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : OPAL

The primary concerns for OPAL are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 16.38 is elevated, increasing financial risk.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.24 — expect wider price swings.

OPAL is growing revenue faster at 3.7% — sustainability is the question.

OPAL generates stronger free cash flow (-18M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (49/100 vs 35/100). OPAL offers better value entry with a 46.6% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

OPAL Fuels Inc

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

OPAL Fuels Inc. is a leading innovator in the renewable natural gas (RNG) sector, specializing in the transformation of organic waste into sustainable energy solutions that align with a low-carbon future. The company boasts a robust portfolio of RNG production facilities and strategic partnerships, enhancing its operational efficiencies and market reach. With a strong commitment to advanced technologies and innovative practices, OPAL Fuels is uniquely positioned to capitalize on the growing demand for eco-friendly energy alternatives, underscoring its potential for significant value creation in the evolving energy landscape.

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