WallStSmart

CNH Industrial N.V. (CNH)vsGrupo Aeroportuario del Pacifico SAB De CV ADR (PAC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grupo Aeroportuario del Pacifico SAB De CV ADR generates 82% more annual revenue ($32.91B vs $18.09B). PAC leads profitability with a 30.4% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. PAC earns a higher WallStSmart Score of 71/100 (B).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

PAC

Strong Buy

71

out of 100

Grade: B

Growth: 5.3Profit: 9.5Value: 7.3Quality: 4.8
Piotroski: 3/9Altman Z: 1.63
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
PACUndervalued (+62.2%)

Margin of Safety

+62.2%

Fair Value

$777.50

Current Price

$246.57

$530.93 discount

UndervaluedFair: $777.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

PAC5 strengths · Avg: 9.2/10
Return on EquityProfitability
37.6%10/10

Every $100 of equity generates 38 in profit

Profit MarginProfitability
30.4%10/10

Keeps 30 of every $100 in revenue as profit

Operating MarginProfitability
57.6%10/10

Strong operational efficiency at 57.6%

EPS GrowthGrowth
20.5%8/10

Earnings expanding 20.5% YoY

Free Cash FlowQuality
$5.81B8/10

Generating 5.8B in free cash flow

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

PAC4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Price/BookValuation
1232.8x2/10

Trading at 1232.8x book value

Revenue GrowthGrowth
-20.6%2/10

Revenue declined 20.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : PAC

The strongest argument for PAC centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 30.4% and operating margin at 57.6%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : PAC

The primary concerns for PAC are Altman Z-Score, Piotroski F-Score, Price/Book.

Key Dynamics to Monitor

CNH profiles as a value stock while PAC is a declining play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

CNH is growing revenue faster at 5.8% — sustainability is the question.

PAC generates stronger free cash flow (5.8B), providing more financial flexibility.

Bottom Line

PAC scores higher overall (71/100 vs 57/100), backed by strong 30.4% margins. CNH offers better value entry with a 45.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Grupo Aeroportuario del Pacifico SAB De CV ADR

INDUSTRIALS · AIRPORTS & AIR SERVICES · USA

Grupo Aeroportuario del Pacfico, SAB de CV, develops, manages and operates airports mainly in the Pacific region of Mexico. The company is headquartered in Guadalajara, Mexico.

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