WallStSmart

CNH Industrial N.V. (CNH)vsPerma-Pipe International Holdings Inc (PPIH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 8380% more annual revenue ($18.19B vs $214.44M). PPIH leads profitability with a 6.5% profit margin vs 1.7%. CNH appears more attractively valued with a PEG of 0.38. CNH earns a higher WallStSmart Score of 49/100 (D+).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

PPIH

Hold

47

out of 100

Grade: D+

Growth: 5.3Profit: 6.5Value: 5.0Quality: 7.5
Piotroski: 3/9Altman Z: 2.60

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

PPIH4 strengths · Avg: 8.5/10
Return on EquityProfitability
21.8%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

P/E RatioValuation
16.7x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

PPIH4 concerns · Avg: 2.8/10
Market CapQuality
$230.61M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.5%3/10

6.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.822/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : PPIH

The strongest argument for PPIH centers on Return on Equity, Debt/Equity, P/E Ratio.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : PPIH

The primary concerns for PPIH are Market Cap, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.24 — expect wider price swings.

PPIH is growing revenue faster at 7.5% — sustainability is the question.

PPIH generates stronger free cash flow (5M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (49/100 vs 47/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Perma-Pipe International Holdings Inc

INDUSTRIALS · BUILDING PRODUCTS & EQUIPMENT · USA

Perma-Pipe International Holdings, Inc. designs, manufactures, and sells leak detection systems and specialty piping. The company is headquartered in Niles, Illinois.

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