WallStSmart

CNH Industrial N.V. (CNH)vsProto Labs Inc (PRLB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 3212% more annual revenue ($18.09B vs $546.26M). PRLB leads profitability with a 4.7% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. PRLB earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

PRLB

Buy

57

out of 100

Grade: C

Growth: 6.7Profit: 4.5Value: 6.7Quality: 9.0
Piotroski: 4/9Altman Z: 6.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

PRLBUndervalued (+34.0%)

Margin of Safety

+34.0%

Fair Value

$101.80

Current Price

$72.64

$29.16 discount

UndervaluedFair: $101.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

PRLB5 strengths · Avg: 9.2/10
EPS GrowthGrowth
121.3%10/10

Earnings expanding 121.3% YoY

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.0410/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.868/10

Growing faster than its price suggests

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

PRLB4 concerns · Avg: 2.8/10
Market CapQuality
$1.79B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.8%3/10

ROE of 3.8% — below average capital efficiency

Profit MarginProfitability
4.7%3/10

4.7% margin — thin

P/E RatioValuation
71.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : PRLB

The strongest argument for PRLB centers on EPS Growth, Debt/Equity, Altman Z-Score. Revenue growth of 10.4% demonstrates continued momentum. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : PRLB

The primary concerns for PRLB are Market Cap, Return on Equity, Profit Margin. A P/E of 71.0x leaves little room for execution misses. Thin 4.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

PRLB carries more volatility with a beta of 1.36 — expect wider price swings.

PRLB is growing revenue faster at 10.4% — sustainability is the question.

PRLB generates stronger free cash flow (14M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PRLB scores higher overall (57/100 vs 51/100) and 10.4% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Proto Labs Inc

INDUSTRIALS · METAL FABRICATION · USA

Proto Labs, Inc., is an e-commerce-driven digital manufacturer of custom prototypes and on-demand production parts around the world. The company is headquartered in Maple Plain, Minnesota.

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