WallStSmart

CNH Industrial N.V. (CNH)vsQXO, Inc. (QXO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 164% more annual revenue ($18.09B vs $6.84B). CNH leads profitability with a 2.8% profit margin vs -4.1%. CNH appears more attractively valued with a PEG of 0.57. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

QXO

Hold

48

out of 100

Grade: D+

Growth: 8.0Profit: 2.5Value: 3.0Quality: 4.8
Piotroski: 2/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
QXOSignificantly Overvalued (-17.0%)

Margin of Safety

-17.0%

Fair Value

$23.12

Current Price

$19.61

$3.51 premium

UndervaluedFair: $23.12Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

QXO2 strengths · Avg: 9.0/10
Revenue GrowthGrowth
14725.0%10/10

Revenue surging 14725.0% year-over-year

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

QXO4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
2.882/10

Expensive relative to growth rate

Return on EquityProfitability
-3.8%2/10

ROE of -3.8% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : QXO

The strongest argument for QXO centers on Revenue Growth, Price/Book. Revenue growth of 14725.0% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : QXO

The primary concerns for QXO are EPS Growth, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

CNH profiles as a value stock while QXO is a hypergrowth play — different risk/reward profiles.

QXO carries more volatility with a beta of 2.47 — expect wider price swings.

QXO is growing revenue faster at 14725.0% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (57/100 vs 48/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

QXO, Inc.

INDUSTRIALS · INDUSTRIAL DISTRIBUTION · USA

QXO, Inc. is a business application, technology, and consulting company in North America. The company is headquartered in Greenwich, Connecticut.

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