WallStSmart

CNH Industrial N.V. (CNH)vsRed Cat Holdings Inc (RCAT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 44328% more annual revenue ($18.09B vs $40.73M). CNH leads profitability with a 2.8% profit margin vs -177.0%. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

RCAT

Avoid

25

out of 100

Grade: F

Growth: 6.0Profit: 2.0Value: 5.0Quality: 6.5
Piotroski: 2/9Altman Z: 0.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for RCAT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

RCAT2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
1986.0%10/10

Revenue surging 1986.0% year-over-year

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

RCAT4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.37B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-48.7%2/10

ROE of -48.7% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : RCAT

The strongest argument for RCAT centers on Revenue Growth, Debt/Equity. Revenue growth of 1986.0% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : RCAT

The primary concerns for RCAT are EPS Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

CNH profiles as a value stock while RCAT is a hypergrowth play — different risk/reward profiles.

RCAT carries more volatility with a beta of 1.36 — expect wider price swings.

RCAT is growing revenue faster at 1986.0% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (57/100 vs 25/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Red Cat Holdings Inc

INDUSTRIALS · AEROSPACE & DEFENSE · USA

Red Cat Holdings, Inc. provides products, services and solutions to the drone industry. The company is headquartered in Humacao, Puerto Rico.

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