WallStSmart

CNH Industrial N.V. (CNH)vsRyerson Holding Corporation (RYZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 296% more annual revenue ($18.09B vs $4.57B). CNH leads profitability with a 2.1% profit margin vs -1.2%. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.59

RYZ

Hold

38

out of 100

Grade: F

Growth: 4.0Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.35

Current Price

$10.48

$12.87 discount

UndervaluedFair: $23.35Overvalued

Intrinsic value data unavailable for RYZ.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.598/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

RYZ1 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
32.8x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

RYZ4 concerns · Avg: 2.5/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.43B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-6.9%2/10

ROE of -6.9% — below average capital efficiency

Profit MarginProfitability
-1.2%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bull Case : RYZ

The strongest argument for RYZ centers on Price/Book.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Bear Case : RYZ

The primary concerns for RYZ are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

CNH profiles as a value stock while RYZ is a turnaround play — different risk/reward profiles.

RYZ carries more volatility with a beta of 1.56 — expect wider price swings.

RYZ is growing revenue faster at 9.7% — sustainability is the question.

RYZ generates stronger free cash flow (92M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (51/100 vs 38/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Ryerson Holding Corporation

INDUSTRIALS · METAL FABRICATION · USA

Ryerson Holding Corporation, processes and distributes industrial metals in the United States and internationally. The company is headquartered in Chicago, Illinois.

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