WallStSmart

CNH Industrial N.V. (CNH)vsStantec Inc (STN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 179% more annual revenue ($18.09B vs $6.49B). STN leads profitability with a 7.4% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. STN earns a higher WallStSmart Score of 58/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

STN

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 6.0Value: 5.3Quality: 5.3
Piotroski: 2/9Altman Z: 2.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
STNFair Value (-4.5%)

Margin of Safety

-4.5%

Fair Value

$94.57

Current Price

$89.46

$5.11 premium

UndervaluedFair: $94.57Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

STN0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

STN4 concerns · Avg: 3.0/10
P/E RatioValuation
29.1x4/10

Moderate valuation

Profit MarginProfitability
7.4%3/10

7.4% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-5.0%2/10

Earnings declined 5.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : STN

Revenue growth of 10.9% demonstrates continued momentum. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : STN

The primary concerns for STN are P/E Ratio, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

STN is growing revenue faster at 10.9% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

STN scores higher overall (58/100 vs 57/100) and 10.9% revenue growth. CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Stantec Inc

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Stantec Inc. provides professional consulting services in the area of infrastructure and facilities in Canada, the United States and internationally. The company is headquartered in Edmonton, Canada.

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