WallStSmart

CNH Industrial N.V. (CNH)vsSwvl Holdings Corp (SWVL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 75144% more annual revenue ($18.19B vs $24.17M). SWVL leads profitability with a 5.4% profit margin vs 1.7%. SWVL trades at a lower P/E of 41.1x. CNH earns a higher WallStSmart Score of 49/100 (D+).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

SWVL

Hold

38

out of 100

Grade: F

Growth: 4.7Profit: 2.5Value: 6.3Quality: 4.5
Piotroski: 4/9Altman Z: -22.25
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

SWVLUndervalued (+67.2%)

Margin of Safety

+67.2%

Fair Value

$4.91

Current Price

$7.12

$2.21 discount

UndervaluedFair: $4.91Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

SWVL1 strengths · Avg: 8.0/10
Revenue GrowthGrowth
26.3%8/10

Revenue surging 26.3% year-over-year

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

SWVL4 concerns · Avg: 3.5/10
Price/BookValuation
12.1x4/10

Trading at 12.1x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$93.45M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : SWVL

The strongest argument for SWVL centers on Revenue Growth. Revenue growth of 26.3% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : SWVL

The primary concerns for SWVL are Price/Book, EPS Growth, Market Cap. A P/E of 41.1x leaves little room for execution misses.

Key Dynamics to Monitor

CNH profiles as a value stock while SWVL is a growth play — different risk/reward profiles.

SWVL carries more volatility with a beta of 1.28 — expect wider price swings.

SWVL is growing revenue faster at 26.3% — sustainability is the question.

SWVL generates stronger free cash flow (-3M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (49/100 vs 38/100). SWVL offers better value entry with a 67.2% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Swvl Holdings Corp

INDUSTRIALS · RAILROADS · USA

Swvl Holdings Corp is a pioneering force in on-demand transportation solutions, transforming urban mobility across emerging markets with its advanced technology platform. The company specializes in bus-hailing services, offering cost-effective and sustainable mass transit alternatives that address the growing need for efficient public transportation. Swvl's robust business model, coupled with strategic partnerships, positions it to capitalize on opportunities in the rapidly evolving global transportation landscape. Committed to enhancing public transport infrastructure, Swvl plays a vital role in driving smarter urban connectivity and shaping the future of mobility.

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