WallStSmart

CNH Industrial N.V. (CNH)vsTat Techno (TATT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 10065% more annual revenue ($18.09B vs $178.01M). TATT leads profitability with a 9.4% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

TATT

Hold

50

out of 100

Grade: D+

Growth: 8.0Profit: 6.0Value: 3.3Quality: 9.5
Piotroski: 6/9Altman Z: 3.53
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
TATTSignificantly Overvalued (-49.6%)

Margin of Safety

-49.6%

Fair Value

$33.59

Current Price

$35.37

$1.78 premium

UndervaluedFair: $33.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

TATT3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.5310/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

TATT3 concerns · Avg: 3.0/10
P/E RatioValuation
25.4x4/10

Moderate valuation

Market CapQuality
$452.59M3/10

Smaller company, higher risk/reward

PEG RatioValuation
4.622/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : TATT

The strongest argument for TATT centers on Altman Z-Score, Debt/Equity, Price/Book. Revenue growth of 13.4% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : TATT

The primary concerns for TATT are P/E Ratio, Market Cap, PEG Ratio.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

TATT is growing revenue faster at 13.4% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (57/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Tat Techno

INDUSTRIALS · AEROSPACE & DEFENSE · USA

TAT Technologies Ltd., provides solutions and services to the commercial and military aerospace, and ground defense industries in the United States, Israel, and internationally. The company is headquartered in Gedera, Israel.

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