WallStSmart

CNH Industrial N.V. (CNH)vsVeralto Corporation (VLTO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 223% more annual revenue ($18.09B vs $5.59B). VLTO leads profitability with a 17.3% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. VLTO earns a higher WallStSmart Score of 64/100 (C+).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

VLTO

Buy

64

out of 100

Grade: C+

Growth: 5.3Profit: 8.5Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.20

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

VLTO2 strengths · Avg: 9.0/10
Return on EquityProfitability
32.3%10/10

Every $100 of equity generates 32 in profit

Operating MarginProfitability
23.8%8/10

Strong operational efficiency at 23.8%

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

VLTO2 concerns · Avg: 3.5/10
PEG RatioValuation
2.504/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : VLTO

The strongest argument for VLTO centers on Return on Equity, Operating Margin. Profitability is solid with margins at 17.3% and operating margin at 23.8%.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : VLTO

The primary concerns for VLTO are PEG Ratio, Piotroski F-Score.

Key Dynamics to Monitor

CNH profiles as a value stock while VLTO is a mature play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

VLTO is growing revenue faster at 6.8% — sustainability is the question.

VLTO generates stronger free cash flow (170M), providing more financial flexibility.

Bottom Line

VLTO scores higher overall (64/100 vs 51/100), backed by strong 17.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Veralto Corporation

INDUSTRIALS · POLLUTION & TREATMENT CONTROLS · USA

Veralto Corporation provides water supply services.

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