WallStSmart

CNH Industrial N.V. (CNH)vsWerner Enterprises Inc (WERN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 459% more annual revenue ($18.19B vs $3.25B). CNH leads profitability with a 1.7% profit margin vs -1.4%. CNH appears more attractively valued with a PEG of 0.38. CNH earns a higher WallStSmart Score of 49/100 (D+).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

WERN

Hold

46

out of 100

Grade: D+

Growth: 4.0Profit: 3.0Value: 3.7Quality: 6.0
Piotroski: 4/9Altman Z: 2.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

WERNFair Value (-3.3%)

Margin of Safety

-3.3%

Fair Value

$33.35

Current Price

$37.28

$3.93 premium

UndervaluedFair: $33.35Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

WERN2 strengths · Avg: 8.0/10
Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
24.0%8/10

Revenue surging 24.0% year-over-year

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

WERN4 concerns · Avg: 2.3/10
Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

PEG RatioValuation
3.832/10

Expensive relative to growth rate

Return on EquityProfitability
-0.6%2/10

ROE of -0.6% — below average capital efficiency

EPS GrowthGrowth
-85.3%2/10

Earnings declined 85.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : WERN

The strongest argument for WERN centers on Price/Book, Revenue Growth. Revenue growth of 24.0% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : WERN

The primary concerns for WERN are Operating Margin, PEG Ratio, Return on Equity.

Key Dynamics to Monitor

CNH profiles as a value stock while WERN is a growth play — different risk/reward profiles.

WERN carries more volatility with a beta of 1.27 — expect wider price swings.

WERN is growing revenue faster at 24.0% — sustainability is the question.

WERN generates stronger free cash flow (55M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (49/100 vs 46/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Werner Enterprises Inc

INDUSTRIALS · TRUCKING · USA

Werner Enterprises, Inc., a transportation and logistics company, is engaged in the transportation of general freight shipments in interstate and intrastate commerce in the United States, Mexico, and internationally. The company is headquartered in Omaha, Nebraska.

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