WallStSmart

CNH Industrial N.V. (CNH)vsWabash National Corporation (WNC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 1135% more annual revenue ($18.09B vs $1.47B). CNH leads profitability with a 2.1% profit margin vs -4.4%. CNH appears more attractively valued with a PEG of 0.60. WNC earns a higher WallStSmart Score of 54/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.84

WNC

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 2.0Value: 5.7Quality: 5.0
Piotroski: 3/9Altman Z: 2.93
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

WNCOvervalued (-10.7%)

Margin of Safety

-10.7%

Fair Value

$10.99

Current Price

$13.10

$2.11 premium

UndervaluedFair: $10.99Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.608/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

WNC3 strengths · Avg: 9.3/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
1274.0%10/10

Earnings expanding 1274.0% YoY

PEG RatioValuation
0.738/10

Growing faster than its price suggests

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
32.7x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.844/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

WNC4 concerns · Avg: 2.8/10
Market CapQuality
$512.49M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.663/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-20.1%2/10

ROE of -20.1% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.60 suggests the stock is reasonably priced for its growth.

Bull Case : WNC

The strongest argument for WNC centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : WNC

The primary concerns for WNC are Market Cap, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.66 is elevated, increasing financial risk.

Key Dynamics to Monitor

CNH profiles as a value stock while WNC is a turnaround play — different risk/reward profiles.

WNC carries more volatility with a beta of 1.54 — expect wider price swings.

CNH is growing revenue faster at -0.1% — sustainability is the question.

WNC generates stronger free cash flow (-37M), providing more financial flexibility.

Bottom Line

WNC scores higher overall (54/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Wabash National Corporation

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

Wabash National Corporation designs, manufactures, and distributes engineered solutions for the transportation, logistics, and distribution industries primarily in the United States. The company is headquartered in Lafayette, Indiana.

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